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Residential Financing Loan Programs
Mortgage transactions can be complicated and confusing. Northern Mortgage can help you select the best type of loan to meet your needs. The following are just a few of the many purchase loan and refinance products Northern Mortgage offers its clients. As you can see, we have an extensive depth and scope of flexible programs which ultimately means that we can find the right loan for you.
- No points, no closing costs fixed loans
- Cash-out refinances
- First and second mortgages up to 100%
- 90%, no PMI, including 2nd homes
- FHA/VA loans
- Condominium financing
- Kiddie/student condo loans
- 5% down, low owner-occupancy condos
- International borrowers
- Zero down payment loans with good credit
- 3% down payment with expanded qualifying ratios
- 10% down, conforming and jumbo, 3- and 4- family
- Financing experts for self-employed individuals
- No income, no asset verification mortgages
- Limited documentation loans programs
- Construction to permanent financing
- Home improvement construction loans
- Home equity loans
- Investor properties with cash-out to 80% LTV
- 10% down, investor multi- family properties
- Cash-out on non-owner occupied properties (1 to 4 units)
- Loans for special, non-conforming situations
- borrowers with less than perfect credit
- bankrupt borrowers
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