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About Us
Our Philosophy "Customers for Life"
A strong and genuine belief in the "customer for life" principle of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production.
Low Rates and Fees Through Knowledge and Technology
We use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems we have taken the mystery out of approving and closing a home loan.
Important Information Regarding Privacy
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS. Norther Mortgage (NM) is committed to protecting your privacy. This policy discloses our information use policies and practices in detail. Please read it to learn more about the ways we protect the information we collect. The descriptions in this Policy apply to our relationships with individual consumers who inquire about and/or obtain products or services from NM. We also respect the privacy of our customers, and take steps necessary to protect their information. Why NM collects information: NM collects information about you to: Accurately identify you, Protect and administer your records, accounts and funds, Help us design or improve our products and services, Offer your quality products and services and comply with
certain laws and regulations. We collect information from: Applications and other forms that your provide to us (information such as your name, address, social security number, assets, income and investment objectives); Credit reporting agencies and demographic data companies (information such as your credit worthiness, credit history and demographic information) and
Public sources such as federal, state or local records (information such as mortgage and other lien information). What information we disclose: We may share information with affiliated or nonaffiliated third parties external to NM as permitted by law. We may disclose this information about our customers or former customer to the following types of nonaffiliated companies that perform marketing services on our behalf or with whom we have joint marketing agreements: Financial service providers such as companies engaged in banking, consumer, finance, securities and insurance, Non-financial companies such as envelope stuffers and other fulfillment service providers. Protecting your information online: If you request information through northernmortgage.com, use online tools and calculators, apply online for products, subscribe to online services, complete an online form, or conduct transactions online (e.g. Internet or wireless device), NM and certain unaffiliated third parties with which we partner to deliver online products and services may retain the information you provide. To ensure your online application of products and services is secure, we use technology that encrypts, or scrambles information so it can transfer privately between you and NM's network. NM may use the data captured through this service in aggregate form to help us better understand general consumer behavior. The information is kept in aggregate form and cannot be used to identify you. With your permission, NM may use your data to market select competitive products or services to you. Online surveys: This information is used solely for research purposes. You are not identified to any of this information; we use this information only in aggregate form to help us develop a superior web site. E-mail: If you agree to receive e-mail messages from NM, we will retain the information you provide us to deliver e-mails of specific interest to you. If you choose to send us e-mail, we may retain the content of your e-mail message, your e-mail address, and our subsequent response. Please be careful about the information you provide to us by e-mail. As with any public web site, this channel of communication is not necessarily secure against interception. Cookies: A 'cookie' allows NM to determine that a visit has occurred within our site, as well as which pages were viewed. A cookie is NOT used to identify you and will not collect personal information. You remain anonymous throughout your visit. Cookies are commonly used on web sites and do not harm your PC. You can decide if and how your computer will accept a cookie by configuring your preferences or options in your browser. Additional rights: You may have other privacy protections under state laws and we will comply with applicable state laws with regard to our information practices. YOUR OPTIONS: If you prefer that NM not share information about you, you may restrict information sharing (other than those disclosures permitted by law). Such an election means you "opt out" of information sharing. If you choose to opt out please write to us at 1071 County Highway 10, Suite 220, Spring Lake Park, MN 55432. Please provide your name, address including city and state of the property and our file number.
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